The Total Money Makeover: A Proven Plan for Financial Fitness

Product Description:


The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.



Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!"



The Total Money Makeover isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.

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Customer Reviews

Rating: - Excellent
This is a must read for everyone who needs to learn how to get out of debt in a very practical way.
Rating: - Full of information for those in debt
Like most adults, I'm in debt.Not really swimming in it like the average American, but I have debt nonetheless.Although I haven't started his plan yet, I've read the entire book from cover to cover and found that his plan makes complete sense.He basically puts information that already existed into an organized outline (Baby steps).Before reading this book, I had no idea about the differences of a mutual fund and a savings account.I was financially illiterate, but not anymore.

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Rating: - Finally the answer! - Simplistically!
This is a great book on financial fitness for those struggling in the money area - but also emcompasses some great ideas for those of us who thought we were relatively fiscally fit and smart about money. Everyone will learn something - Great read - great book - apply the principals and we won't have the economic issues we have in the US today!
Rating: - A Top-Notch Book for People Serious About Money
Where do I begin?So many people have written stellar reviews for this book; mine will be just my experience in reading and living the book.
I used to be terrible with money.I would spend every paycheck, living and anticipating for the next one.I had many, many things, most of which are now sold.It's a nasty habit, spending money you don't really have.I got huge into credit card debt (not too huge, though).Even buying such frivolous things as a Starbucks beverage or music CD became ... Read More
Rating: - Financial Fitness Program, Not a Scheme
This book is not a "get rich quick" scheme. It is a "financial fitness" program meaning that it will take time. In fact, this book outlines a life style that will help you trim fat (dept) and eat healthy (sound financial advise). This book has much of the same adivse that your grandmother would give, except that it has steps called "baby steps" which help make advice become a reality.

This book is a realistic approach to avoiding dept and building wealth. This book promotes setting a clear ... Read More